1
Georgia
8-1SECCFP No. 2 · AP No. 2▲1
SEC championFirst-round bye
- In the field 98%
- Bye 83%
- SEC title 52%
- Most likely record 11-2
Georgia has the best set of wins in the country and added another Saturday night: 42-7 at Ole Miss, 28-0 at halftime, ending the Rebels' 16-game home winning streak. It also won 20-17 at Alabama and beat Oklahoma 41-13 and Florida 27-8 in Jacksonville. The only loss is 27-24 at home to Auburn on Oct. 17.
Missouri comes to Athens on Saturday (we give Georgia 88 percent), then it's a trip to South Carolina (77) and Georgia Tech. Georgia reaches Atlanta in 96 percent of our simulations and wins the SEC in 52, usually in a rematch with Alabama. With Miami's loss it's our No. 1 seed, and it gets a bye in 83 percent of simulations.
- Nov. 14 vs. Missouri 88%
- Nov. 21 at South Carolina 77%
- Nov. 28 vs. Georgia Tech 99%
2
Miami
8-1ACCCFP No. 1 · AP No. 1▼1
ACC championFirst-round bye
- In the field 99%
- Bye 77%
- ACC title 72%
- Most likely record 12-1
Miami's first loss came Saturday night, 31-24 at Notre Dame, in its first game without injured receiver Malachi Toney. It trailed 24-3 in the third quarter, and Darian Mensah's three touchdown passes twice got it within seven before a fourth-down catch in the end zone was ruled incomplete. Its best wins are 33-20 at Wake Forest and 41-13 at Clemson.
The loss doesn't count in the ACC, where Miami is 6-0 with Duke (86 percent), Virginia Tech (95) and Boston College (99) left, all at home. It reaches Charlotte in essentially every simulation and wins the league in 72 percent. A 12-1 champion whose only loss came at Notre Dame should keep a bye, and Miami gets one in 77 percent of our simulations.
- Nov. 14 vs. Duke 86%
- Nov. 21 vs. Virginia Tech 95%
- Nov. 28 vs. Boston College 99%
3
Utah
9-0Big 12CFP No. 3 · AP No. 3=
Big 12 championFirst-round bye
- In the field 89%
- Bye 44%
- Big 12 title 54%
- Most likely record 12-1
Utah is 9-0 after beating BYU 28-20: Devon Dampier accounted for four touchdowns, and the defense intercepted Bear Bachmeier four times and shut out the Cougars in the second half. Its other best wins are 21-13 over Houston and 49-25 at Cincinnati. The schedule is the weak spot, 69th in the country by ESPN's measure, but the committee had Utah third and it gave it no reason to drop.
The hardest game left is Saturday at Arizona, where we give Utah 60 percent. Then it's at TCU (72) and West Virginia (90). Utah reaches Arlington in 96 percent of our simulations and wins the Big 12 in 54. Losing there usually isn't fatal: it makes the field in 89 percent.
- Nov. 14 at Arizona 60%
- Nov. 21 at TCU 72%
- Nov. 27 vs. West Virginia 90%
4
Indiana
8-1Big TenCFP No. 4 · AP No. 6=
Big Ten championFirst-round bye
- In the field 79%
- Bye 36%
- Big Ten title 53%
- Most likely record 12-1
Indiana is 8-1, and its only loss is 19-15 at home to Ohio State on Oct. 17. The offense hasn't been the same since: 13-6 in overtime at Michigan, then 23-16 in overtime over Minnesota, where Curt Cignetti turned to backup Grant Wilson at halftime and Wilson threw the winning touchdown. Josh Hoover has been banged up since the Ohio State game, and Cignetti hasn't said who starts after the bye.
USC comes to Bloomington on Saturday (we give Indiana 73 percent), then it's at Washington (80) and Purdue (94). Indiana reaches Indianapolis in 81 percent of our simulations, most often against UCLA, and wins the Big Ten in 53. The committee had it fourth, and a 12-1 Big Ten champion keeps that spot in our projection.
- Nov. 14 vs. USC 73%
- Nov. 21 at Washington 80%
- Nov. 28 vs. Purdue 94%
5
Notre Dame
8-1IndependentCFP No. 11 · AP No. 4=
Notre Dame (top 12)Hosts a first-round game
In automatically if it finishes in the committee's top 12
- In the field 98%
- Bye 12%
- Most likely record 11-1
The committee had Notre Dame 11th last week because, Hunter Yurachek said, it lacked a signature win. It got the best one available Saturday night: 31-24 over No. 1 Miami, with CJ Carr throwing for 319 yards and three touchdowns. The only loss is 28-24 at BYU, and ESPN's index rates the Irish the best team in the country.
Boston College, SMU and a trip to Syracuse are left, and we make Notre Dame at least an 89 percent favorite in each. It's in 98 percent of our simulations but gets a bye in only 12, because it has no 13th game. If Miami finishes 12-1, the head-to-head result gives the committee a reason to rank the Irish ahead of it; we have them fifth, hosting a first-round game.
- Nov. 14 vs. Boston College 99%
- Nov. 21 vs. SMU 89%
- Nov. 28 at Syracuse 94%
6
Alabama
7-2SECCFP No. 5 · AP No. 9=
At-largeHosts a first-round game
At-large, and the likeliest SEC title-game opponent for Georgia
- In the field 99%
- Bye 75%
- SEC title 39%
- Most likely record 10-3
Alabama won 31-13 at LSU on Saturday, with Keelon Russell throwing three touchdown passes through an ankle injury and the defense stopping LSU on all four of its fourth-down tries. With 45-17 at Kentucky and 49-18 over South Carolina, it has played the hardest schedule in the country by ESPN's measure. The losses are 20-17 to Georgia and 26-10 at Tennessee.
Vanderbilt on the road (94 percent), Chattanooga and Auburn (91) are left, and Alabama reaches Atlanta in 80 percent of our simulations, usually for a Georgia rematch. They give it a bye 75 percent of the time because our stand-in counts a title-game loss as half a loss. We expect the committee to rank a 10-3 Alabama behind the four champions we project and Notre Dame, so it's sixth.
- Nov. 14 at Vanderbilt 94%
- Nov. 21 vs. Chattanooga >99%
- Nov. 28 vs. Auburn 91%
7
Texas
7-2SECCFP No. 7 · AP No. 10=
At-largeHosts a first-round game
- In the field 84%
- Bye 26%
- SEC title 8%
- Most likely record 9-3
Texas rallied past Missouri 34-20 on Saturday with three unanswered second-half touchdowns, its third win in a row. It owns one of the best wins on the board, 24-23 over Ohio State in Week 2, and also beat Ole Miss 34-27 and won 20-17 at Tennessee. Both losses were by three: to Oklahoma in Dallas and to Florida at home.
Saturday at LSU is the swing game, and we make Texas a slight underdog (47 percent). Then it's Arkansas at home (96) and a trip to Texas A&M (72). Texas makes the field in 84 percent of our simulations, and 9-3 is its likeliest finish. As the No. 7 seed it would host Tennessee in a rematch of its win in Knoxville.
- Nov. 14 at LSU 47%
- Nov. 21 vs. Arkansas 96%
- Nov. 27 at Texas A&M 72%
8
UCLA
9-0Big TenCFP No. 8 · AP No. 5
At-largeHosts a first-round game
At-large, and the likeliest Big Ten title-game opponent for Indiana
- In the field 60%
- Bye 15%
- Big Ten title 18%
- Most likely record 11-2
UCLA is 9-0 in Bob Chesney's first season and first in ESPN's strength-of-record measure, with wins at Oregon (17-15) and over Wisconsin (17-7). Quarterback Nico Iamaleava's season ended with a knee injury in the Oregon game on Oct. 10, and Ty Dieffenbach has won all four of his starts since, the latest 34-20 at Minnesota on two 75-yard touchdown passes in the fourth quarter.
The finish is the test: Illinois on Friday night (we give UCLA 69 percent), then at Michigan (53) and USC (51). It reaches the Big Ten title game in 66 percent of our simulations but wins it in only 18, and it makes the field in 60. As the No. 8 seed it would host a first-round game at the Rose Bowl, its home stadium.
- Nov. 13 vs. Illinois 69%
- Nov. 21 at Michigan 53%
- Nov. 28 vs. USC 51%
9
Wake Forest
8-1ACCCFP No. 16 · AP No. 14▲2
At-largeFirst round on the road
At-large, and the likeliest ACC title-game opponent for Miami
- In the field 62%
- Bye 12%
- ACC title 23%
- Most likely record 11-2
Wake Forest is 8-1, and its only loss is 33-20 at home to Miami. It has won at Louisville (30-27) and NC State (38-14), but it hasn't beaten a ranked team, which is why the committee had it 16th. Saturday's 77-0 win over FCS Merrimack came with backup Steele Pizzella at quarterback; starter Gio Lopez hurt his right knee against Virginia and hopes to play this week.
Saturday at SMU (we give Wake 60 percent) is the biggest of its three ACC games left, followed by Georgia Tech on the road (91) and Duke (71). Wake reaches Charlotte in 76 percent of our simulations and makes the field in 62. Beat Miami there and the bid is automatic; lose and it's on the bubble at 11-2.
- Nov. 14 at SMU 60%
- Nov. 21 at Georgia Tech 91%
- Nov. 28 vs. Duke 71%
10
Tennessee
7-2SECCFP No. 13 · AP No. 16
At-largeFirst round on the road
- In the field 39%
- Bye 2%
- SEC title 1%
- Most likely record 9-3
Tennessee beat Kentucky 34-6 on Saturday night, forcing three turnovers and holding the Wildcats to two field goals. That gives it two of the best wins on the bubble, with 26-10 over Alabama. The losses are 20-17 at home to Texas and 27-24 at South Carolina two weeks ago.
It's the last team we put in, and a close call: Tennessee and Kentucky each make the field in 39 percent of our simulations. We've taken Tennessee for the head-to-head win and a likelier 9-3 finish (Kentucky's is 8-4). Its own finish is hard: at Texas A&M on Saturday (58 percent), LSU at home (46) and at Vanderbilt (85).
- Nov. 14 at Texas A&M 58%
- Nov. 21 vs. LSU 46%
- Nov. 28 at Vanderbilt 85%
11
Ole Miss
6-3SECCFP No. 10 · AP No. 12▼3
At-largeFirst round on the road
- In the field 41%
- Bye <1%
- SEC title <1%
- Most likely record 9-3
Ole Miss lost 42-7 at home to Georgia on Saturday night, trailing 28-0 at halftime, and coach Pete Golding said afterward that his staff hadn't had the team ready. It's 6-3, with losses at Florida (52-28) and Texas (34-27) and wins over LSU (32-24), Missouri (31-3) and Louisville (41-38). Its schedule ranks second in the country by ESPN's measure.
What keeps it in is the finish: at Oklahoma (we give Ole Miss 56 percent), Wofford and Mississippi State (83). It makes the field in 41 percent of our simulations, more than anyone else on the bubble, but a 9-3 Ole Miss would be one of the last teams in. The committee had it 10th; after Saturday we expect it to fall behind Tennessee.
- Nov. 14 at Oklahoma 56%
- Nov. 21 vs. Wofford >99%
- Nov. 27 vs. Mississippi State 83%
12
Boise State
8-1Pac-12CFP No. 25 · AP No. 20=
Group of SixFirst round on the road
Projected Group of Six bid (highest-ranked team from the six leagues), seeded last as an automatic qualifier
- In the field 79%
- Bye 0%
- Pac-12 title 79%
- Most likely record 11-1
Boise State is 8-1 and 5-0 in the Pac-12, with its only loss 34-27 at Oregon in the opener and eight straight wins since, including 38-20 over Memphis and 38-31 at Fresno State. On Saturday it beat Colorado State 64-38 with backup Max Cutforth throwing four touchdown passes in place of injured starter Maddux Madsen.
It gets the Group of Six bid in 79 percent of our simulations; New Mexico, 8-1 and in the AP poll for the first time in school history, is next at 17. Oregon State on Saturday (we give Boise 75 percent) is the main danger before San Diego State and the Pac-12 title game on Dec. 4. The committee had it 25th, so it would be seeded 12th and play at the No. 5 seed.
- Nov. 14 vs. Oregon State 75%
- Nov. 21 vs. San Diego State 95%
The bubble
Last in
- Wake Forest 8-1 · in 62%
One loss, to Miami, and no wins over ranked teams. At SMU on Saturday, possibly without Gio Lopez. - UCLA 9-0 · in 60%
Unbeaten with its backup quarterback, but it closes at Michigan and against USC, and we make it barely better than even in both. - Ole Miss 6-3 · in 41%
Lost 42-7 at home to Georgia, but its finish (at Oklahoma, Wofford, Mississippi State) is the gentlest on the bubble. - Tennessee 7-2 · in 39%
Wins over Alabama and Kentucky. Tied with Kentucky at 39 percent; it gets the spot on the head-to-head result.
First out
- Kentucky 7-2 · in 39%
The committee had it sixth, but both losses are lopsided (45-17 at home to Alabama, 34-6 at Tennessee), and it's an underdog at Missouri and against Louisville. - Ohio State 6-3 · in 37%
Two straight losses without Julian Sayin, 30-18 at USC and 41-28 at home to Oregon. It still has the 19-15 win at Indiana; win out and it's close. - Texas Tech 8-1 · in 36%
The 37-24 loss at Cincinnati and a schedule ranked 71st leave it needing the Big 12 title or close to it. At Oklahoma State on Saturday. - Oregon 6-3 · in 29%
Has won two straight, the latest 41-28 at Ohio State, after losing two of three when Dante Moore went down for the season. Favored in all three games left, but it already has three losses.
Next four: LSU (27 percent), BYU (23), USC (13) and Houston (12). New Mexico (17) is the likeliest Group of Six team if Boise State stumbles.
The conference races
ACC
ACC Championship Game: Saturday, Dec. 5, noon ET, Bank of America Stadium, Charlotte
Projected champion: Miami
| Team | Record | League | Title game | Title |
| Miami | 8-1 | 6-0 | >99% | 72% |
| Wake Forest | 8-1 | 5-1 | 76% | 23% |
| Louisville | 6-3 | 5-2 | 11% | 3% |
| SMU | 7-2 | 5-2 | 11% | 2% |
Miami is 6-0 in the league with three home games left, so the loss at Notre Dame changes nothing here. Wake Forest (5-1) is the likeliest opponent, in 76 percent of simulations, and Saturday's trip to SMU (5-2) is its biggest obstacle. Louisville (5-2) is the only other team with a real chance to get to Charlotte.
Big Ten
Big Ten Championship Game: Saturday, Dec. 5, 8 p.m. ET, Lucas Oil Stadium, Indianapolis
Projected champion: Indiana
| Team | Record | League | Title game | Title |
| Indiana | 8-1 | 5-1 | 81% | 53% |
| UCLA | 9-0 | 6-0 | 66% | 18% |
| Oregon | 6-3 | 4-2 | 24% | 14% |
| Ohio State | 6-3 | 4-2 | 18% | 10% |
| Iowa | 7-2 | 4-2 | 4% | 2% |
| USC | 7-2 | 4-2 | 4% | 2% |
UCLA (6-0) and Indiana (5-1) are on course for Indianapolis, and that's the title game in 51 percent of our simulations. UCLA hasn't lost but closes at Michigan and against USC, close to even in both; Indiana has the easier finish. Oregon and Ohio State are both 4-2 and need to win out and get help. Oregon reaches Indianapolis in 24 percent of simulations, Ohio State in 18.
Big 12
Big 12 Championship Game: Friday, Dec. 4, 8 p.m. ET, AT&T Stadium, Arlington, Texas
Projected champion: Utah
| Team | Record | League | Title game | Title |
| Utah | 9-0 | 6-0 | 96% | 54% |
| Texas Tech | 8-1 | 5-1 | 49% | 22% |
| BYU | 7-2 | 4-2 | 16% | 7% |
| Oklahoma State | 6-3 | 4-2 | 15% | 6% |
| Houston | 7-2 | 4-2 | 14% | 6% |
| Arizona | 7-2 | 4-2 | 7% | 3% |
Utah (6-0) beat BYU and has Arizona and TCU on the road and West Virginia at home. Texas Tech (5-1), which doesn't play Utah, is the likeliest opponent but is a slight underdog at Oklahoma State on Saturday. BYU, Oklahoma State and Houston, all 4-2, need help. Utah against Texas Tech is the title game in 46 percent of simulations.
SEC
SEC Championship Game: Saturday, Dec. 5, 4 p.m. ET, Mercedes-Benz Stadium, Atlanta
Projected champion: Georgia
| Team | Record | League | Title game | Title |
| Georgia | 8-1 | 6-1 | 96% | 52% |
| Alabama | 7-2 | 5-2 | 80% | 39% |
| Texas | 7-2 | 4-2 | 17% | 8% |
| Tennessee | 7-2 | 4-2 | 4% | 1% |
Georgia (6-1) leads Alabama (5-2) by a game and beat it in Tuscaloosa, and each has two league games left. That's the title game in 76 percent of our simulations; Texas (4-2) is the only other team with a real chance to get to Atlanta. With Alabama, Texas, Tennessee and Ole Miss all in our field as at-large teams, the title game matters more for seeding than for getting in.
Group of Six
One bid for the highest-ranked team from the American, Conference USA, the MAC, the Mountain West, the Pac-12 and the Sun Belt, champion or not
Projected champion: Boise State
| Team | Record | League | League title | Gets the bid |
| Boise State (Pac-12) | 8-1 | 5-0 | 79% | 79% |
| New Mexico (Mountain West) | 8-1 | 5-0 | 79% | 17% |
| Liberty (CUSA) | 8-1 | 5-0 | 78% | 3% |
| Louisiana Tech (Sun Belt) | 7-2 | 5-0 | 34% | 1% |
| North Texas (American) | 7-2 | 5-0 | 57% | 1% |
Boise State has the best résumé and the best rating of the group and gets the bid in 79 percent of simulations. New Mexico (8-1, 5-0 in the Mountain West) is the likeliest alternative, but its schedule ranks 109th by ESPN's measure, so it needs Boise to lose. Liberty and North Texas lead their leagues but are long shots for the bid.
How the field is picked
Twelve teams. Five get in automatically: the champions of the ACC, Big Ten, Big 12 and SEC, wherever they're ranked, and the highest-ranked team from the American, Conference USA, the MAC, the Mountain West, the Pac-12 and the Sun Belt, whether or not it won its league. Notre Dame is also in if the committee ranks it in the top 12. The other six or seven spots go to the next highest-ranked teams.
The bracket follows the committee's final ranking straight down. The top four seeds get first-round byes, and an automatic qualifier ranked outside the top 12 is placed at the bottom of the seeding. Seeds 5 to 8 host first-round games on campus on Dec. 18 and 19. There's no reseeding and no moving teams to avoid rematches.
The No. 1 seed picks its quarterfinal bowl and its semifinal site, then No. 2 and No. 3 pick their quarterfinal bowls and No. 4 gets the one that's left. The quarterfinals are the Fiesta Bowl (Dec. 30) and the Cotton, Peach and Rose bowls (Jan. 1); the semifinals are the Orange Bowl (Jan. 14) and the Sugar Bowl (Jan. 15). The title game is Monday, Jan. 25, at Allegiant Stadium in Las Vegas, the Raiders' home.
What changed from 2025: the automatic bids used to go to the five highest-ranked conference champions, which let two Group of Six champions in ahead of ACC champion Duke, and Notre Dame had no guarantee. The 13-member committee, chaired by Arkansas athletic director Hunter Yurachek, ranks the top 25 on Nov. 3, 10, 17 and 24 and Dec. 1, and sets the field on Sunday, Dec. 6, between noon and 3 p.m. ET. When teams are close, it's told to weigh championships won, strength of schedule, head-to-head results and results against common opponents.
Method
We simulate the rest of the season 20,000 times. A game's expected margin is the gap between the two teams' ratings in ESPN's Football Power Index plus 2.5 points for the home team (none at a neutral site), with a standard deviation of 14 points, and each simulation nudges every rating up or down a little (standard deviation 3 points) because the ratings are estimates too. FCS opponents are rated at -20.
Conference title games come from the simulated standings: the top two by conference winning percentage (the Sun Belt's two division winners), with ties broken by head-to-head and then by rating, a shortcut for each league's longer tiebreaker list. Power 4 and MAC title games are at neutral sites; the others are at the top seed's stadium.
To pick a field in each simulation we need a stand-in for the committee. Ours ranks teams by wins above what a playoff-level team (the 12th-best FPI rating) would expect against the same schedule at the same sites, plus a small credit for team strength and half a win for a Power 4 title, and it counts a title-game loss as half a loss. Then the format's rules are applied. It isn't a model of the committee and won't match its weekly rankings; it's a way of counting how often each team ends up in.
The field on this page is our call, built from those counts: each Power 4 league's most likely champion, the most likely Group of Six team, Notre Dame, then the at-large teams that make the field most often. The seeds are our read of how the committee would order those teams, starting from its latest Top 25 and the simulations' average ranks. This week we departed from the numbers three times. Alabama's average rank is third, but our stand-in counts an SEC title-game loss as half a loss, and we expect the committee to put a 10-3 Alabama behind the projected champions and Notre Dame, so it's sixth. Notre Dame, which our stand-in underrates because it has no 13th game, is fifth. And Tennessee and Kentucky tied for the last at-large spot at 39 percent, so we took Tennessee on its 34-6 win over Kentucky.
One rating adjustment, unchanged from last week: Ohio State is four points lower than FPI because Julian Sayin is expected to miss the rest of the regular season, and four points is still about the gap between FPI's number for Saturday's game against Northwestern and the market's. We didn't adjust for the other injured starters among the contenders: Oregon (Dante Moore) and UCLA (Nico Iamaleava) have played at least a month without them, Boise State expects Maddux Madsen back soon, and for Indiana (Josh Hoover) and Wake Forest (Gio Lopez) the difference was under a field goal. Ratings are FPI's as of Sunday morning, Nov. 8, after Saturday's games.
Saturday's games that move the field most, with our chance for the favorite: LSU over Texas (53 percent), Utah at Arizona (60), Wake Forest at SMU (60), Indiana over USC (73), Tennessee at Texas A&M (58), Ole Miss at Oklahoma (56) and Kentucky over Florida (54). UCLA plays Illinois on Friday night (69). For the Group of Six bid, watch Boise State against Oregon State (75).
The committee's next Top 25 comes out Tuesday, Nov. 10. The next edition of this projection is Sunday morning, Nov. 15.