1
Georgia
9-1SECCFP No. 1 · AP No. 1=
SEC championFirst-round bye
- In the field >99%
- Bye 90%
- SEC title 56%
- Most likely record 12-1
Georgia is back at No. 1 in the committee's rankings and scored on its first five possessions in Saturday's 48-21 win over Missouri. Nate Frazier ran for three touchdowns and Gunner Stockton threw for 252 yards. Its best wins are 20-17 at Alabama, 42-7 at Ole Miss, 41-13 over Oklahoma and 27-8 over Florida. The only loss is 27-24 at home to Auburn on Oct. 17.
At 7-1 in the SEC, Georgia clinches a spot in Atlanta by winning at South Carolina on Saturday night (we give it 85 percent), then closes with Georgia Tech (99). It reaches the title game in 98 percent of our simulations and wins it in 56, most often against Alabama. It gets a bye in 90 percent of simulations.
- Nov. 21 at South Carolina 85%
- Nov. 28 vs. Georgia Tech 99%
2
Utah
10-0Big 12CFP No. 2 · AP No. 2▲1
Big 12 championFirst-round bye
- In the field 98%
- Bye 57%
- Big 12 title 54%
- Most likely record 12-1
Utah is 10-0 after its closest call. Its flight to Tucson left a day late because of the ground stop, it fell behind by 11 early, and it won 40-39 at Arizona when Devon Dampier hit Creed Whittemore for a 70-yard touchdown with 2:25 left and the defense got a fourth-down stop. The other best wins are 28-20 over BYU and 21-13 over Houston.
Utah is first in ESPN's strength-of-record measure, though its schedule ranks 58th. Two games are left, at TCU (we give Utah 72 percent) and against West Virginia (92). It reaches Arlington in 99 percent of our simulations and wins the Big 12 in 54. The committee had it second; it makes the field in 98 percent of simulations and gets a bye in 57.
- Nov. 21 at TCU 72%
- Nov. 27 vs. West Virginia 92%
3
Notre Dame
9-1IndependentCFP No. 5 · AP No. 3▲2
Notre Dame (top 12)First-round bye
In automatically if it finishes in the committee's top 12
- In the field 98%
- Bye 2%
- Most likely record 11-1
The committee moved Notre Dame from 11th to fifth after its 31-24 win over Miami, with Hunter Yurachek pointing to the 24-3 lead the Irish built in that game. There was no letdown Saturday: Notre Dame led 31-0 at halftime and beat Boston College 41-7. The only loss is 28-24 at BYU on Oct. 17.
SMU comes to South Bend next (we give Notre Dame 93 percent), then it's at Syracuse (94). The Irish are in 98 percent of our simulations. Our stand-in gives them a bye in only 2 percent because they have no 13th game, but we expect the committee to keep an 11-1 Notre Dame ahead of Miami, which it beat, and ahead of two-loss Alabama and Texas. We have it third.
- Nov. 21 vs. SMU 93%
- Nov. 28 at Syracuse 94%
4
Miami
9-1ACCCFP No. 7 · AP No. 5▼2
ACC championFirst-round bye
- In the field >99%
- Bye 73%
- ACC title 65%
- Most likely record 12-1
Miami beat Duke 36-25 behind Darian Mensah, who threw for 382 yards against his former school, and Javian Mallory, who scored three times. The committee dropped the Hurricanes from first to seventh after the 31-24 loss at Notre Dame, behind two-loss Alabama and Texas. Their best wins are 33-20 at Wake Forest and 41-13 at Clemson.
At 7-0 in the ACC, Miami clinches a spot in Charlotte with one more win, and Virginia Tech (96 percent) and Boston College (99) are left. It wins the league in 65 percent of our simulations, almost always against Wake Forest. A 12-1 ACC champion whose only loss came at Notre Dame should climb back into the top four; Miami gets a bye in 73 percent of simulations, and we have it fourth.
- Nov. 21 vs. Virginia Tech 96%
- Nov. 28 vs. Boston College 99%
5
Indiana
9-1Big TenCFP No. 9 · AP No. 6▼1
Big Ten championHosts a first-round game
- In the field 87%
- Bye 44%
- Big Ten title 60%
- Most likely record 12-1
Grant Wilson made his first start and threw for 305 yards and two touchdowns in a 27-13 win over USC, Indiana's first win over a Top 25 team. Curt Cignetti stayed with Wilson even though Josh Hoover was healthy and available, and didn't say who starts next. The committee had dropped Indiana from fourth to ninth during its bye week. The only loss is 19-15 at home to Ohio State.
It's at Washington on Saturday (we give Indiana 79 percent), then home against Purdue (94). Indiana reaches Indianapolis in 87 percent of our simulations and wins the Big Ten in 60. A 12-1 champion that beats UCLA in Indianapolis should pass the two-loss teams, though probably not Notre Dame and Miami. We have Indiana fifth, hosting a first-round game.
- Nov. 21 at Washington 79%
- Nov. 28 vs. Purdue 94%
6
Alabama
8-2SECCFP No. 3 · AP No. 7=
At-largeHosts a first-round game
At-large, and the likeliest SEC title-game opponent for Georgia
- In the field 97%
- Bye 40%
- SEC title 26%
- Most likely record 10-3
Keelon Russell played through his ankle injury and threw three touchdown passes in a 21-6 win at Vanderbilt, a game it led only 7-3 at halftime. The committee had it third, and Hunter Yurachek cited its schedule and four quality wins. The best are 45-17 at Kentucky, 49-18 over South Carolina and 31-13 at LSU. The losses are 20-17 to Georgia and 26-10 at Tennessee.
Chattanooga and Auburn (88 percent) are left, and Alabama reaches Atlanta in 60 percent of our simulations. A rematch with Georgia, which we make the favorite, would be a third loss. The simulations give Alabama a bye 40 percent of the time, but we expect the committee to place a 10-3 Alabama behind the four champions we project and Notre Dame, so it's sixth.
- Nov. 21 vs. Chattanooga >99%
- Nov. 28 vs. Auburn 88%
7
Texas
8-2SECCFP No. 6 · AP No. 8=
At-largeHosts a first-round game
- In the field 98%
- Bye 46%
- SEC title 16%
- Most likely record 10-2
Texas won 22-21 at LSU when Arch Manning, who'd thrown three interceptions, hit Raleek Brown for a 4-yard touchdown with 3 seconds left. It's the fourth straight win for a team whose schedule ranks second by ESPN's measure. Texas owns 24-23 over Ohio State, 20-17 at Tennessee and 34-27 over Ole Miss. Both losses were by three, to Oklahoma in Dallas and to Florida at home.
Arkansas comes to Austin on Saturday (we give Texas 94 percent), then it's a trip to Texas A&M (75). Texas makes the field in 98 percent of our simulations, and 10-2 is its likeliest finish. It reaches the SEC title game in 36 percent. As the No. 7 seed it would host Tennessee, the team it beat in Knoxville on Sept. 26.
- Nov. 21 vs. Arkansas 94%
- Nov. 27 at Texas A&M 75%
8
UCLA
10-0Big TenCFP No. 4 · AP No. 4=
At-largeHosts a first-round game
At-large, and the likeliest Big Ten title-game opponent for Indiana
- In the field 73%
- Bye 12%
- Big Ten title 21%
- Most likely record 11-2
UCLA is 10-0 after a rain-soaked 22-14 win over Illinois on Friday night. Ty Dieffenbach hurt his left elbow late in the first half, returned late in the third quarter and led a touchdown drive on his first series. He's 5-0 as the starter since Nico Iamaleava's season-ending knee injury. The best wins are 17-15 at Oregon and 17-7 over Wisconsin.
The committee had UCLA fourth. The finish is why we don't: at Michigan on Saturday (we give UCLA 56 percent), then USC (53), then a likely Big Ten title game. It reaches Indianapolis in 81 percent of our simulations but wins the league in only 21, and it makes the field in 73. As the No. 8 seed it would host a first-round game at the Rose Bowl.
- Nov. 21 at Michigan 56%
- Nov. 28 vs. USC 53%
9
Wake Forest
9-1ACCCFP No. 13 · AP No. 11=
At-largeFirst round on the road
At-large, and the likeliest ACC title-game opponent for Miami
- In the field 83%
- Bye 24%
- ACC title 33%
- Most likely record 11-2
Wake Forest led 42-0 at halftime and won 49-7 at SMU for its seventh straight win, with Gio Lopez back from a knee injury and accounting for three touchdowns. It's the only team with five road wins over power-conference teams this season, including 30-27 at Louisville and 38-14 at NC State, and its only loss is 33-20 at home to Miami. The committee had it 13th.
Georgia Tech on the road (91 percent) and Duke (74) are left, and Wake reaches Charlotte in 94 percent of our simulations, nearly always for a rematch with Miami. It wins the ACC in 33 and makes the field in 83. An 11-2 Wake whose only losses came against Miami is a team we expect the committee to take, and we have it ninth.
- Nov. 21 at Georgia Tech 91%
- Nov. 28 vs. Duke 74%
10
Tennessee
8-2SECCFP No. 8 · AP No. 9=
At-largeFirst round on the road
- In the field 51%
- Bye 2%
- SEC title 2%
- Most likely record 9-3
Tennessee won 22-7 at Texas A&M on five Cooper Ranvier field goals and a fourth-quarter touchdown pass from Faizon Brandon to DaSaahn Brame. The committee moved it up five spots to eighth after its 34-6 win over Kentucky, and its 26-10 win over Alabama is one of the best on the bubble. The losses are 20-17 at home to Texas and 27-24 at South Carolina.
Saturday's game with LSU in Knoxville is a coin flip in our numbers (50 percent), and it finishes at Vanderbilt (86). Tennessee makes the field in 51 percent of our simulations, just ahead of Ohio State at 49, which makes it the last team in. A 10-2 Tennessee should be safe; at 9-3 it would be waiting on the committee.
- Nov. 21 vs. LSU 50%
- Nov. 28 at Vanderbilt 86%
11
Texas Tech
9-1Big 12CFP No. 12 · AP No. 10
At-largeFirst round on the road
At-large, and the likeliest Big 12 title-game opponent for Utah
- In the field 60%
- Bye 7%
- Big 12 title 36%
- Most likely record 11-2
Texas Tech beat Oklahoma State 52-27 in Stillwater, with Thomas Castellanos throwing four touchdown passes and Malcolm Simmons returning the opening kickoff 97 yards. The reigning Big 12 champion is 9-1, and its loss is 37-24 at Cincinnati on Oct. 24. Its best wins are 28-26 over Houston and 34-26 over Arizona, and its schedule ranks 68th by ESPN's measure. The committee had it 12th.
It's at Baylor on Saturday (we give Texas Tech 59 percent), then home against TCU (78). It doesn't play Utah in the regular season, reaches Arlington in 78 percent of our simulations and wins the Big 12 in 36. It makes the field in 60, and it's in our projection as an 11-2 title-game loser. As the No. 11 seed it would play at Alabama.
- Nov. 21 at Baylor 59%
- Nov. 26 vs. TCU 78%
12
Boise State
9-1Pac-12CFP No. 24 · AP No. 17=
Group of SixFirst round on the road
Projected Group of Six bid (highest-ranked team from the six leagues), seeded last as an automatic qualifier
- In the field 99%
- Bye 0%
- Pac-12 title 78%
- Most likely record 11-1
Boise State outlasted Oregon State 46-41. Maddux Madsen, back from injury, threw for 371 yards and four touchdowns, and Rasean Jones caught 11 passes for 230 yards and three scores. The win clinched the home spot in the Pac-12 title game on Dec. 4. The only loss is 34-27 at Oregon in the opener, and the best win is 38-20 over Memphis.
With New Mexico losing 21-17 at home to UNLV, nobody is close. Boise gets the Group of Six bid in 99 percent of our simulations; Liberty is next at 1. San Diego State comes to Boise on Saturday (93 percent) before the Pac-12 title game, likeliest against Texas State. The committee had Boise 24th, so it would be seeded 12th and play at the No. 5 seed.
- Nov. 21 vs. San Diego State 93%
The bubble
Last in
- Wake Forest 9-1 · in 83%
One loss, to Miami, and a likely rematch in Charlotte. Georgia Tech and Duke are left. - UCLA 10-0 · in 73%
Unbeaten, but we make it only slightly better than even at Michigan and against USC. - Texas Tech 9-1 · in 60%
New this week. Its only loss is 37-24 at Cincinnati, and it's at Baylor on Saturday (59 percent). - Tennessee 8-2 · in 51%
Wins over Alabama and Kentucky, and LSU on Saturday is a coin flip in our numbers.
First out
- Ohio State 7-3 · in 49%
Beat Northwestern 28-19 with Luke Fahey at quarterback and still has the 19-15 win at Indiana. At Nebraska (62 percent), then Michigan. - Ole Miss 6-3 · in 39%
Out without playing: its game at Oklahoma was moved to Sunday at 1 p.m. ET after the ground stop. We make it a 58 percent favorite. - BYU 8-2 · in 32%
Has the 28-24 win over Notre Dame, but lost at UCF and at Utah. Beat Baylor 28-7 and is at Kansas on Saturday (70 percent). - Oregon 7-3 · in 20%
Three straight wins, the latest 31-7 over Michigan, but losses at Oklahoma State and Illinois leave it needing help.
Next four: Kentucky (7 percent), Iowa (6), Louisville (2) and Liberty (1), the likeliest Group of Six team if Boise State stumbles.
The conference races
ACC
ACC Championship Game: Saturday, Dec. 5, noon ET, Bank of America Stadium, Charlotte
Projected champion: Miami
| Team | Record | League | Title game | Title |
| Miami | 9-1 | 7-0 | >99% | 65% |
| Wake Forest | 9-1 | 6-1 | 94% | 33% |
| Louisville | 7-3 | 6-2 | 6% | 2% |
Miami (7-0) clinches a spot in Charlotte with one more win, and Wake Forest (6-1) moved close to the other with its 49-7 win at SMU. Miami against Wake is the title game in 94 percent of our simulations, a rematch of Miami's 33-20 win in Winston-Salem on Sept. 18. Louisville (6-2), which won 16-14 at North Carolina, is the only other team with a chance.
Big Ten
Big Ten Championship Game: Saturday, Dec. 5, 8 p.m. ET, Lucas Oil Stadium, Indianapolis
Projected champion: Indiana
| Team | Record | League | Title game | Title |
| Indiana | 9-1 | 6-1 | 87% | 60% |
| UCLA | 10-0 | 7-0 | 81% | 21% |
| Oregon | 7-3 | 5-2 | 17% | 10% |
| Ohio State | 7-3 | 5-2 | 13% | 8% |
UCLA (7-0) against Indiana (6-1) is the title game in 69 percent of our simulations. UCLA can afford a loss but has the harder finish, at Michigan and against USC; Indiana is at Washington and home against Purdue. Ohio State, Oregon and Iowa are all 5-2 and need help. Oregon reaches Indianapolis in 17 percent of simulations, Ohio State in 13.
Big 12
Big 12 Championship Game: Friday, Dec. 4, 8 p.m. ET, AT&T Stadium, Arlington, Texas
Projected champion: Utah
| Team | Record | League | Title game | Title |
| Utah | 10-0 | 7-0 | 99% | 54% |
| Texas Tech | 9-1 | 6-1 | 78% | 36% |
| BYU | 8-2 | 5-2 | 21% | 10% |
Utah (7-0) reaches the title game in 99 percent of our simulations. Texas Tech (6-1), which doesn't play Utah, is the likeliest opponent at 78 percent, and BYU (5-2), which lost to Utah, needs Texas Tech to slip at Baylor or against TCU. Utah against Texas Tech is the title game in 78 percent of simulations, and Utah wins the league in 54.
SEC
SEC Championship Game: Saturday, Dec. 5, 4 p.m. ET, Mercedes-Benz Stadium, Atlanta
Projected champion: Georgia
| Team | Record | League | Title game | Title |
| Georgia | 9-1 | 7-1 | 98% | 56% |
| Alabama | 8-2 | 6-2 | 60% | 26% |
| Texas | 8-2 | 5-2 | 36% | 16% |
| Tennessee | 8-2 | 5-2 | 5% | 2% |
Georgia (7-1) clinches its spot with a win at South Carolina. Alabama (6-2) has one league game left, against Auburn, and the inside track to the other spot; Texas and Tennessee, both 5-2, need to win out. Georgia against Alabama is the title game in 59 percent of our simulations and Georgia against Texas in 35. With Alabama, Texas and Tennessee all in our field, the title game matters more for seeding than for getting in.
Group of Six
One bid for the highest-ranked team from the American, Conference USA, the MAC, the Mountain West, the Pac-12 and the Sun Belt, champion or not
Projected champion: Boise State
| Team | Record | League | League title | Gets the bid |
| Boise State (Pac-12) | 9-1 | 6-0 | 78% | 99% |
| Liberty (CUSA) | 9-1 | 6-0 | 77% | 1% |
| Louisiana Tech (Sun Belt) | 8-2 | 6-0 | 42% | <1% |
| UTSA (American) | 8-2 | 5-1 | 12% | <1% |
| New Mexico (Mountain West) | 8-2 | 5-1 | 62% | <1% |
Boise State (9-1) gets the bid in 99 percent of our simulations. It was the only team from the six leagues in the committee's Top 25, and New Mexico, 23rd in the AP poll, lost 21-17 at home to UNLV. Liberty (9-1) has clinched a spot in the Conference USA title game, but its schedule ranks 135th by ESPN's measure, and it gets the bid in only 1 percent.
How the field is picked
Twelve teams. Five get in automatically: the champions of the ACC, Big Ten, Big 12 and SEC, wherever they're ranked, and the highest-ranked team from the American, Conference USA, the MAC, the Mountain West, the Pac-12 and the Sun Belt, whether or not it won its league. Notre Dame is also in if the committee ranks it in the top 12. The other six or seven spots go to the next highest-ranked teams.
The bracket follows the committee's final ranking straight down. The top four seeds get first-round byes, and an automatic qualifier ranked outside the top 12 is placed at the bottom of the seeding. Seeds 5 to 8 host first-round games on campus on Dec. 18 and 19. There's no reseeding and no moving teams to avoid rematches.
The No. 1 seed picks its quarterfinal bowl and its semifinal site, then No. 2 and No. 3 pick their quarterfinal bowls and No. 4 gets the one that's left. The quarterfinals are the Fiesta Bowl (Dec. 30) and the Cotton, Peach and Rose bowls (Jan. 1); the semifinals are the Orange Bowl (Jan. 14) and the Sugar Bowl (Jan. 15). The title game is Monday, Jan. 25, at Allegiant Stadium in Las Vegas, the Raiders' home.
What changed from 2025: the automatic bids used to go to the five highest-ranked conference champions, which let two Group of Six champions in ahead of ACC champion Duke, and Notre Dame had no guarantee. The 13-member committee, chaired by Arkansas athletic director Hunter Yurachek, ranks the top 25 on Nov. 3, 10, 17 and 24 and Dec. 1, and sets the field on Sunday, Dec. 6, between noon and 3 p.m. ET. When teams are close, it's told to weigh championships won, strength of schedule, head-to-head results and results against common opponents.
Method
We simulate the rest of the season 20,000 times. A game's expected margin is the gap between the two teams' ratings in ESPN's Football Power Index plus 2.5 points for the home team (none at a neutral site), with a standard deviation of 14 points, and each simulation nudges every rating up or down a little (standard deviation 3 points) because the ratings are estimates too. FCS opponents are rated at -20.
Conference title games come from the simulated standings: the top two by conference winning percentage (the Sun Belt's two division winners), with ties broken by head-to-head and then by rating, a shortcut for each league's longer tiebreaker list. Power 4 and MAC title games are at neutral sites; the others are at the top seed's stadium.
To pick a field in each simulation we need a stand-in for the committee. Ours ranks teams by wins above what a playoff-level team (the 12th-best FPI rating) would expect against the same schedule at the same sites, plus a small credit for team strength and half a win for a Power 4 title, and it counts a title-game loss as half a loss. Then the format's rules are applied. It isn't a model of the committee and won't match its weekly rankings; it's a way of counting how often each team ends up in.
The field on this page is our call, built from those counts: each Power 4 league's most likely champion, the most likely Group of Six team, Notre Dame, then the at-large teams that make the field most often. The seeds are our read of how the committee would order those teams on Selection Day, starting from its latest Top 25 and the simulations' average ranks. This week we departed from the average ranks in three places. Notre Dame, which our stand-in underrates because it has no 13th game, is third, ahead of Miami, which it beat. Alabama and Texas have the fourth- and fifth-best average ranks, but we expect the committee to put a 10-3 Alabama and a 10-2 Texas behind the four champions we project and Notre Dame, so they're sixth and seventh. And we kept the committee's order for Utah over Miami and UCLA over Wake Forest, which the simulations reverse.
One rating adjustment: Ohio State is three points lower than FPI (four last week), because Julian Sayin is still expected to miss the rest of the regular season and three points is now the gap between FPI's number for Saturday's game at Nebraska and the market's. We didn't adjust for anyone else. Indiana's Josh Hoover is healthy, so its quarterback choice isn't an injury; Alabama's Keelon Russell played through his ankle injury; Boise State's Maddux Madsen and Wake Forest's Gio Lopez are back; UCLA's Ty Dieffenbach returned after hurting his elbow; and BYU's LJ Martin sat out the second half only as a precaution. Ratings are FPI's as of Sunday morning, Nov. 15, after Saturday's games. Ole Miss at Oklahoma, moved to Sunday afternoon, is simulated as unplayed.
Saturday's games that move the field most, with our chance for the favorite: Tennessee against LSU (50 percent), UCLA at Michigan (56), Texas Tech at Baylor (59), Ohio State at Nebraska (62), BYU at Kansas (70), Utah at TCU (72), Indiana at Washington (79) and Georgia at South Carolina (85). Before that, Ole Miss plays at Oklahoma on Sunday afternoon (58).
The committee's next Top 25 comes out Tuesday, Nov. 17. The next edition of this projection is Sunday morning, Nov. 22.